Many people have dental insurance, which is a great thing to have and helps make your dental care more affordable. However, dental insurance is not insurance in the same way as health or life insurance. It’s probably more accurately described as a dental benefit.
The problem is that not many people understand that dental insurance does not work in the same way as health insurance. Health insurance allows you to afford all of the medical care you need to ensure you remain in good health. Dental insurance is more accurately described as a supplement, and is not designed to cover all of your dental treatments or act as a decision maker.
The dental procedures that are covered by your dental insurance are not always what is best for your dental health. It’s important to not view your dental insurance as a hard and fast guide for your dental health. It is important that you visit a dentist that you trust to guide you in the right direction about your dental care.
Next time you’re at the dentist, think carefully about what your smile actually needs rather than just what is covered by your dental insurance. Many dentists offer payment plans or additional dental financing through other companies such as CareCredit, so there’s a way to make the dental treatments that are important for your oral health work with your budget. Talk to your dentist to learn more and make sure you’re making the right decisions for your smile.