Do you have Aetna dental insurance through your employer? If you do, you’re fortunate to have a policy that can help you maintain your beautiful smile and address any oral health problems that may crop up. You should take full advantage of your dental benefits! As an Aetna dentist, we’re proud to work with your insurance company to make sure you get the high-quality dental care you deserve at a rate you can afford.
Let’s talk more about how our team can help you maximize your benefits and minimize your out of pocket costs.
Aetna offers three types of plans:
In general, most PPO plans cover preventive care at 100% when you visit an in-network dentist (out of network coverage may be around 80%). Minor restorative services, such as fillings, may be covered at 60% - 80% at in-network practices. For major restorative services, coverage is typically around 50%.
Because we are in-network with Aetna and our team is familiar with how their policies work, we’re able to help you truly get the most out of your coverage. We can explain how your policy relates to a specific treatment, and we can help plan your procedures in a way that minimizes out of pocket costs. For example, if you require extensive restorative work, it may be best to break up the process across two calendar years so you can take advantage of multiple annual maximums.
Monica has been with our practice for nearly 20 years. As our insurance and billing coordinator, she can verify your coverage, accept payment for your treatment, and file claims for you. If you have questions about how your Aetna policy works, get out your policy documents and give Monica a call. She’ll be happy to help you figure out your coverage and learn how your plan can help you maintain your gorgeous smile at a low cost.